Terms & Conditions

1. Use of the Website
  • You must be at least 18 years old to use our services.
  • By accessing the website, you confirm that all information you provide is accurate and truthful.
  • Any misuse of the site or its content, including but not limited to providing false information or using the website for unauthorized purposes, is strictly prohibited.
2. Loan Offers
  • CarCreditHub does not provide loans directly. Our service connects users with third-party lenders.
  • All loan terms, interest rates, and conditions are determined by the lenders and are subject to their policies.
  • We do not guarantee loan approval, specific rates, or terms.
  • Users are responsible for reviewing and understanding the lender’s terms before accepting any loan.
  • By submitting a loan application, users acknowledge that lenders may conduct a soft or hard credit inquiry that can impact their credit score.
3. Privacy
  • Your use of this site is also governed by our Privacy Policy.
  • We collect and process your personal information in compliance with applicable laws.
  • By using this site, you consent to this data collection and processing.
4. Intellectual Property
  • All content on this site, including text, images, logos, and software, is the property of CarCreditHub or its licensors.
  • You may not reproduce, distribute, or use any content from this site without prior written permission.
5. Limitation of Liability
  • CarCreditHub is not responsible for any direct, indirect, incidental, or consequential damages arising from your use of the website or services.
  • This includes, but is not limited to, loss of data, financial loss, or unauthorized use of your personal information by third parties.
  • We are not liable for any disputes between users and lenders, including loan rejections, changes in loan terms, or credit score impacts.
6. Third-Party Links & Affiliates
  • This website may include links to third-party sites.
  • We are not responsible for the content, policies, or practices of these third-party sites.
  • Some links may be affiliate links, meaning we may receive a commission if you apply for a loan through certain partners. This does not affect the terms of your loan.
7. Changes to Terms
  • We reserve the right to update or modify these terms at any time without prior notice.
  • Your continued use of the site constitutes acceptance of any changes.
8. Governing Law & Dispute Resolution
  • These Terms are governed by the laws of the State of Delaware, United States.
  • Any disputes arising under these Terms shall first be attempted to be resolved through negotiation or arbitration.
  • If a dispute cannot be resolved, it shall be submitted to a court of competent jurisdiction in Delaware.
9. Contact Us
If you have any questions or concerns about these terms, please contact us at: Email: info@carcredithub.com
By using this site, you acknowledge that you have read, understood, and agree to these terms and conditions.